{"id":1890,"date":"2026-03-07T00:42:02","date_gmt":"2026-03-06T23:42:02","guid":{"rendered":"https:\/\/terra.biz-dev.swiss\/privacy-policy\/"},"modified":"2026-03-11T21:16:55","modified_gmt":"2026-03-11T20:16:55","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/terra.biz-dev.swiss\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1890\" class=\"elementor elementor-1890 elementor-1707\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7180f2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7180f2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c9e8c5f\" data-id=\"c9e8c5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a6dd535 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6dd535\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cafdaee\" data-id=\"cafdaee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc16965 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"dc16965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69dc902bd6571\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h1 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > Privacy Policy<\/h1>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9d3975b e-flex e-con-boxed e-con e-parent\" data-id=\"9d3975b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1316ca elementor-widget elementor-widget-text-editor\" data-id=\"d1316ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-section-id=\"xgfogq\" data-start=\"185\" data-end=\"203\">1. Introduction<\/h2>\n<p data-start=\"205\" data-end=\"314\">The protection of your personal data is a priority for <strong data-start=\"269\" data-end=\"313\">Terra Financial &amp; Management Services SA<\/strong>.<\/p>\n<p data-start=\"316\" data-end=\"504\">This privacy policy explains how personal data is collected, used, and protected when using the website <a class=\"decorated-link\" href=\"https:\/\/terrafinancial.ch\" target=\"_new\" rel=\"noopener\" data-start=\"478\" data-end=\"503\">https:\/\/terrafinancial.ch<\/a>.<\/p>\n<p data-start=\"506\" data-end=\"574\">Personal data processing is carried out in accordance with:<\/p>\n<ul data-start=\"576\" data-end=\"749\">\n<li data-section-id=\"tnmw3c\" data-start=\"576\" data-end=\"642\">\n<p data-start=\"578\" data-end=\"642\">the <strong data-start=\"581\" data-end=\"640\">Swiss Federal Act on Data Protection (FADP)<\/strong><\/p>\n<\/li>\n<li data-section-id=\"2iag7m\" data-start=\"643\" data-end=\"749\">\n<p data-start=\"645\" data-end=\"749\">where applicable, the <strong data-start=\"668\" data-end=\"726\">General Data Protection Regulation (GDPR)<\/strong> of the European Union.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"751\" data-end=\"754\">\n<h2 data-section-id=\"18y7v0v\" data-start=\"756\" data-end=\"799\">2. Data Controller<\/h2>\n<p data-start=\"801\" data-end=\"847\">The data controller is:<\/p>\n<p data-start=\"849\" data-end=\"942\"><strong data-start=\"849\" data-end=\"893\">Terra Financial &amp; Management Services SA<\/strong><br data-start=\"893\" data-end=\"896\">Avenue Beauregard 1<br data-start=\"915\" data-end=\"918\">1700 Fribourg<br data-start=\"931\" data-end=\"934\">Switzerland<\/p>\n<p data-start=\"944\" data-end=\"977\">Phone: +41 (0)26 425 44 44<\/p>\n<p data-start=\"979\" data-end=\"1101\">For any questions regarding data protection, you can contact us via the website&#8217;s contact form.<\/p>\n<hr data-start=\"1103\" data-end=\"1106\">\n<h2 data-section-id=\"1tlo4vh\" data-start=\"1108\" data-end=\"1132\">3. Data Collected<\/h2>\n<p data-start=\"1134\" data-end=\"1219\">When using the site, certain data may be collected, including:<\/p>\n<h3 data-section-id=\"rmb940\" data-start=\"1221\" data-end=\"1256\">Voluntarily provided data<\/h3>\n<p data-start=\"1257\" data-end=\"1307\">When you fill out a contact form:<\/p>\n<ul data-start=\"1309\" data-end=\"1390\">\n<li data-section-id=\"my8ugi\" data-start=\"1309\" data-end=\"1326\">\n<p data-start=\"1311\" data-end=\"1326\">first and last name<\/p>\n<\/li>\n<li data-section-id=\"1les5a6\" data-start=\"1327\" data-end=\"1345\">\n<p data-start=\"1329\" data-end=\"1345\">email address<\/p>\n<\/li>\n<li data-section-id=\"17v6zlb\" data-start=\"1346\" data-end=\"1369\">\n<p data-start=\"1348\" data-end=\"1369\">phone number<\/p>\n<\/li>\n<li data-section-id=\"6mdnsq\" data-start=\"1370\" data-end=\"1390\">\n<p data-start=\"1372\" data-end=\"1390\">message content<\/p>\n<\/li>\n<\/ul>\n<h3 data-section-id=\"ur4b3l\" data-start=\"1392\" data-end=\"1441\">Automatically collected technical data<\/h3>\n<p data-start=\"1443\" data-end=\"1481\">When you browse the site:<\/p>\n<ul data-start=\"1483\" data-end=\"1594\">\n<li data-section-id=\"1u0bvvq\" data-start=\"1483\" data-end=\"1497\">\n<p data-start=\"1485\" data-end=\"1497\">IP address<\/p>\n<\/li>\n<li data-section-id=\"19nfg0h\" data-start=\"1498\" data-end=\"1520\">\n<p data-start=\"1500\" data-end=\"1520\">browser type<\/p>\n<\/li>\n<li data-section-id=\"l6p4wm\" data-start=\"1521\" data-end=\"1547\">\n<p data-start=\"1523\" data-end=\"1547\">operating system<\/p>\n<\/li>\n<li data-section-id=\"17qhr63\" data-start=\"1548\" data-end=\"1568\">\n<p data-start=\"1550\" data-end=\"1568\">pages viewed<\/p>\n<\/li>\n<li data-section-id=\"wk9zxh\" data-start=\"1569\" data-end=\"1594\">\n<p data-start=\"1571\" data-end=\"1594\">date and time of access<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1596\" data-end=\"1684\">This data is collected for statistical purposes and to ensure the security of the site.<\/p>\n<hr data-start=\"1686\" data-end=\"1689\">\n<h2 data-section-id=\"6o99t4\" data-start=\"1691\" data-end=\"1720\">4. Purposes of Processing<\/h2>\n<p data-start=\"1722\" data-end=\"1776\">Personal data may be used to:<\/p>\n<ul data-start=\"1778\" data-end=\"2036\">\n<li data-section-id=\"11oo5jy\" data-start=\"1778\" data-end=\"1841\">\n<p data-start=\"1780\" data-end=\"1841\">respond to requests sent via the contact form<\/p>\n<\/li>\n<li data-section-id=\"1impogm\" data-start=\"1842\" data-end=\"1888\">\n<p data-start=\"1844\" data-end=\"1888\">improve the user experience of the site<\/p>\n<\/li>\n<li data-section-id=\"1kgawqm\" data-start=\"1889\" data-end=\"1945\">\n<p data-start=\"1891\" data-end=\"1945\">ensure the security and proper functioning of the site<\/p>\n<\/li>\n<li data-section-id=\"1a2sdlf\" data-start=\"1946\" data-end=\"2036\">\n<p data-start=\"1948\" data-end=\"2036\">comply with legal and regulatory obligations applicable to financial services.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2038\" data-end=\"2041\">\n<h2 data-section-id=\"39gj7h\" data-start=\"2043\" data-end=\"2074\">5. Legal Basis for Processing<\/h2>\n<p data-start=\"2076\" data-end=\"2115\">Data is processed based on:<\/p>\n<ul data-start=\"2117\" data-end=\"2363\">\n<li data-section-id=\"1o98p7b\" data-start=\"2117\" data-end=\"2189\">\n<p data-start=\"2119\" data-end=\"2189\">the <strong data-start=\"2122\" data-end=\"2155\">user&#8217;s consent<\/strong> when filling out a form<\/p>\n<\/li>\n<li data-section-id=\"5phxem\" data-start=\"2190\" data-end=\"2302\">\n<p data-start=\"2192\" data-end=\"2302\"><strong data-start=\"2197\" data-end=\"2217\">legitimate interest<\/strong> of Terra Financial &amp; Management Services SA to ensure the operation of the site<\/p>\n<\/li>\n<li data-section-id=\"2cbeg8\" data-start=\"2303\" data-end=\"2363\">\n<p data-start=\"2305\" data-end=\"2363\"><strong data-start=\"2309\" data-end=\"2350\">legal and regulatory obligations<\/strong> applicable.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2365\" data-end=\"2368\">\n<h2 data-section-id=\"icelxy\" data-start=\"2370\" data-end=\"2400\">6. Data Retention<\/h2>\n<p data-start=\"2402\" data-end=\"2588\">Personal data is retained only for the period necessary to achieve the purposes for which it was collected, unless otherwise required by law.<\/p>\n<hr data-start=\"2590\" data-end=\"2593\">\n<h2 data-section-id=\"f2bu6f\" data-start=\"2595\" data-end=\"2637\">7. Data Transmission to Third Parties<\/h2>\n<p data-start=\"2639\" data-end=\"2739\">Personal data is not sold or transmitted to third parties, except in the following cases:<\/p>\n<ul data-start=\"2741\" data-end=\"2896\">\n<li data-section-id=\"4l4jgc\" data-start=\"2741\" data-end=\"2806\">\n<p data-start=\"2743\" data-end=\"2806\">technical service providers necessary for the operation of the site<\/p>\n<\/li>\n<li data-section-id=\"he8och\" data-start=\"2807\" data-end=\"2848\">\n<p data-start=\"2809\" data-end=\"2848\">legal or regulatory obligations<\/p>\n<\/li>\n<li data-section-id=\"y7dmpq\" data-start=\"2849\" data-end=\"2896\">\n<p data-start=\"2851\" data-end=\"2896\">competent authorities when required by law.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2898\" data-end=\"2901\">\n<h2 data-section-id=\"1b1zeh8\" data-start=\"2903\" data-end=\"2932\">8. Hosting and Security<\/h2>\n<p data-start=\"2934\" data-end=\"2959\">The site is hosted by:<\/p>\n<p data-start=\"2961\" data-end=\"3050\"><strong data-start=\"2961\" data-end=\"2986\">Infomaniak Network SA<\/strong><br data-start=\"2986\" data-end=\"2989\">Rue Eug\u00e8ne-Marziano 25<br data-start=\"3011\" data-end=\"3014\">1227 Les Acacias (Geneva)<br data-start=\"3039\" data-end=\"3042\">Switzerland<\/p>\n<p data-start=\"3052\" data-end=\"3190\">Infomaniak implements technical and organizational security measures to protect data against unauthorized access.<\/p>\n<hr data-start=\"3192\" data-end=\"3195\">\n<h2 data-section-id=\"1vqpk05\" data-start=\"3197\" data-end=\"3210\">9. Cookies<\/h2>\n<p data-start=\"3212\" data-end=\"3322\">The site may use cookies to improve the user experience and analyze site usage.<\/p>\n<p data-start=\"3324\" data-end=\"3428\">A cookie is a small file stored on your device when you visit a website.<\/p>\n<p data-start=\"3430\" data-end=\"3544\">Users can configure their browser to refuse cookies or be informed of their use.<\/p>\n<hr data-start=\"3546\" data-end=\"3549\">\n<h2 data-section-id=\"bkezkl\" data-start=\"3551\" data-end=\"3581\">10. User Rights<\/h2>\n<p data-start=\"3583\" data-end=\"3683\">In accordance with applicable legislation, users have the following rights, among others:<\/p>\n<ul data-start=\"3685\" data-end=\"3928\">\n<li data-section-id=\"omeglm\" data-start=\"3685\" data-end=\"3731\">\n<p data-start=\"3687\" data-end=\"3731\">right to access their personal data<\/p>\n<\/li>\n<li data-section-id=\"1d04lah\" data-start=\"3732\" data-end=\"3780\">\n<p data-start=\"3734\" data-end=\"3780\">right to rectification of inaccurate data<\/p>\n<\/li>\n<li data-section-id=\"1oawfzv\" data-start=\"3781\" data-end=\"3842\">\n<p data-start=\"3783\" data-end=\"3842\">right to erasure where legally possible<\/p>\n<\/li>\n<li data-section-id=\"1753jp5\" data-start=\"3843\" data-end=\"3880\">\n<p data-start=\"3845\" data-end=\"3880\">right to restriction of processing<\/p>\n<\/li>\n<li data-section-id=\"1ci93mu\" data-start=\"3881\" data-end=\"3928\">\n<p data-start=\"3883\" data-end=\"3928\">right to object to data processing.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3930\" data-end=\"4031\">To exercise these rights, users can contact Terra Financial &amp; Management Services SA.<\/p>\n<hr data-start=\"4033\" data-end=\"4036\">\n<h2 data-section-id=\"bcm3ev\" data-start=\"4038\" data-end=\"4065\">11. Data Security<\/h2>\n<p data-start=\"4067\" data-end=\"4295\">Terra Financial &amp; Management Services SA implements appropriate technical and organizational measures to protect personal data against loss, misuse, unauthorized access, or disclosure.<\/p>\n<hr data-start=\"4297\" data-end=\"4300\">\n<h2 data-section-id=\"16h6fob\" data-start=\"4302\" data-end=\"4356\">12. Changes to the Privacy Policy<\/h2>\n<p data-start=\"4358\" data-end=\"4544\">Terra Financial &amp; Management Services SA reserves the right to modify this privacy policy at any time to comply with legal or technical developments.<\/p>\n<p data-start=\"4546\" data-end=\"4609\">The most recent version is always available on this website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy 1. Introduction The protection of your personal data is a priority for Terra Financial &amp; Management Services SA. This privacy policy explains how personal data is collected, used, and protected when using the website https:\/\/terrafinancial.ch. Personal data processing is carried out in accordance with: the Swiss Federal Act on Data Protection (FADP) where [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1890","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/pages\/1890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/comments?post=1890"}],"version-history":[{"count":1,"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/pages\/1890\/revisions"}],"predecessor-version":[{"id":1891,"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/pages\/1890\/revisions\/1891"}],"wp:attachment":[{"href":"https:\/\/terra.biz-dev.swiss\/en\/wp-json\/wp\/v2\/media?parent=1890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}